{"id":911,"date":"2024-05-07T17:21:06","date_gmt":"2024-05-07T12:21:06","guid":{"rendered":"https:\/\/socis.uz\/?p=911"},"modified":"2024-05-08T10:58:16","modified_gmt":"2024-05-08T05:58:16","slug":"res_bank_2022","status":"publish","type":"post","link":"https:\/\/socis.uz\/uz\/2024\/05\/07\/res_bank_2022\/","title":{"rendered":"O’zbekistonda bank xizmatlari: aholi fikri"},"content":{"rendered":"
\n\n\n

Bank xizmatlari mavzusini davom ettirib, biz nihoyat 2022 yil noyabr oyida o’tkazilgan tadqiqot natijalarini nashr etishga vaqt topdik. Mazkur so\u2018rov aholining bank faoliyati haqidagi fikrini o\u2018rganishga bag\u2018ishlangan<\/p>\n\n\n\n

So\u2018rov 2022-yil 29-30-noyabr kunlari o\u2018tkazildi. O\u2018zbekiston Respublikasining 7 ta viloyatidagi 18 va undan katta yoshdagi aholi o\u2018rganildi. Jami so’rovnomada 67 respondent ishtirok etdi, ulardan 37,3% erkaklar va 62,7% ayollar. Har bir viloyat bo\u2018yicha respondentlar soni quyidagicha taqsimlandi: Qoraqalpog\u2018iston Respublikasi \u2013 3,0%, Andijon viloyati \u2013 1,5%, Qashqadaryo viloyati \u2013 3,0%, Navoiy viloyati \u2013 1,5%, Toshkent viloyati \u2013 14,9%, Farg\u2018ona viloyati \u2013 1,5%. , Toshkent – 74,6.<\/p>\n\n\n\n

Respondentlarning yosh tarkibi: 18-19 yosh – 7,5%, 20-29 yosh – 56,7%, 30-39 yosh – 23,9%, 40-49 yosh – 7,5%, 50 yosh va undan kattalar – 4,5 %.<\/p>\n\n\n\n

Bandlik turlari bo’yicha respondentlarning tarkibi: ishchilar – 41,8%, talabalar va talabalar – 47,8%, homiladorlik va tug’ish ta’tilidagi uy bekalari – 10,4%.<\/p>\n\n\n\n

Ushbu so’rov reprezentativ emas, uning asosiy maqsadi qo’llaniladigan muammolarni hal qilishga yordam beradigan muhim ma’lumotlarni olish uchun so’rovning imkoniyatlarini ko’rsatishdir. Respondentlarni tanlash tasodifiy tanlash usuli yordamida amalga oshirildi.<\/p>\n\n\n\n

Ma’lumotlar Google Forms xizmatidan foydalangan holda yagona standartlashtirilgan anketadan foydalangan holda onlayn so’rovnoma yordamida so’rovnoma orqali to’plangan.<\/p>\n\n\n\n

Ushbu tadqiqotning maqsadi bank xizmatlari sohasidagi ba’zi tendentsiyalarni aniqlashdir. Uslubiy asos sifatida ushbu sohadagi oldingi tadqiqotlar natijalaridan foydalanildi.<\/p>\n\n\n\n

Bunday tadqiqotlardan biri <\/a>2020 yilda O\u2018zbekiston Respublikasi Markaziy banki tomonidan o\u2018tkazildi. Tadqiqot Toshkent shahrida bank mijozlari o\u2018rtasida flesh-intervyu orqali o\u2018tkazildi. Unda 1092 nafar respondent ishtirok etdi (450 nafar jismoniy shaxs va 642 nafar tadbirkor).<\/p>\n\n\n\n

\"\"
Ma’lumotlar manbai<\/a><\/figcaption><\/figure>\n\n\n\n

Bizning so’rovimizda biz baholash uchun bir qator mezonlardan foydalanmadik, faqat ta’minlanish darajasini umumiy baholash haqida savol berdik.
O’zbekiston banklari tomonidan ma’lum bir bankka murojaat qilmasdan xizmatlar<\/p>\n\n\n\n

\"\"
Sizningcha, mahalliy banklarning xizmat ko’rsatish darajasini qanday tavsiflash mumkin? (so’rovda qatnashganlar sonidan %)<\/figcaption><\/figure>\n\n\n\n

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Respondentlarning jinsi<\/td>Sizningcha, mahalliy banklarning xizmat ko’rsatish darajasini qanday tavsiflash mumkin?<\/td><\/tr>
Yomon<\/td>O’rtacha<\/td>Yaxshi<\/td><\/tr>
Erkaklar<\/td>20,0%<\/td>64,0%<\/td>16,0%<\/td><\/tr>
Ayollar<\/td>7,1%<\/td>78,6%<\/td>14,3%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
Respondentlarning yoshi*<\/td>Sizningcha, mahalliy banklarning xizmat ko’rsatish darajasini qanday tavsiflash mumkin?<\/td><\/tr>
Yomon<\/td>O’rtacha<\/td>Yaxshi<\/td><\/tr>
30 yoshgacha<\/td>11,6%<\/td>76,7%<\/td>11,6%<\/td><\/tr>
30 yoshdan oshgan<\/td>12,5%<\/td>66,7%<\/td>20,8%<\/td><\/tr><\/tbody><\/table>
*5 toifaga bo’lingan yosh guruhlari vakillarining etishmasligi va yomon ko’rsatkichlari tufayli ular ikkita asosiy toifaga birlashtirildi.<\/figcaption><\/figure>\n\n\n\n

Shuningdek, ushbu tadqiqotning muhim vazifalaridan biri turli banklarning tan olinishi va ularning O\u2018zbekiston bank xizmatlari bozorida mavjudligidan xabardorlik darajasini aniqlashdan iborat edi. Nima uchun respondentlarga bir nechta tanlov variantlari bilan savol berildi? Respondentlar o’zlari bilgan banklarning umumiy ro’yxati 15 ta pozitsiyani tashkil etdi. Bunday xarakterdagi savollar jamiyat ongidagi muayyan bank haqida umumiy baho berishga imkon berishi mumkin. Masalan, ushbu sonda O’zmilliybank pozitsiyasi 1-o’rinda.<\/p>\n\n\n\n

\"\"
Ro\u02bbyxatdagi banklardan qaysi biri bilan tanishsiz? (javoblar sonining % da)<\/figcaption><\/figure>\n\n\n\n

Xizmat ko’rsatish sifatining umumiy darajasi va banklarning tan olinishi haqidagi iste’molchilarning fikrlarini o’rganishdan tashqari, biz bank havzalari va xizmatlaridan qaysi biri eng qiziqarli ekanligini aniqladik.<\/p>\n\n\n\n

Mahsulot turi<\/td>Muhim emas<\/td>Muhim emas<\/td>Ayniqsa muhim emas<\/td>Muhim<\/td>Juda muhim<\/td><\/tr>
Avtomobil krediti<\/td>20.9<\/td>13.4<\/td>28.4<\/td>13.4<\/td>23.9<\/td><\/tr>
Ipoteka<\/td>11.9<\/td>10.4<\/td>23.9<\/td>14.9<\/td>38.8<\/td><\/tr>
Iste’mol krediti<\/td>25.4<\/td>16.4<\/td>22.4<\/td>13.4<\/td>22.4<\/td><\/tr>
Onlayn mikrokredit<\/td>29.9<\/td>16.4<\/td>19.4<\/td>11.9<\/td>22.4<\/td><\/tr>
so’m depozitlari<\/td>13.4<\/td>7.5<\/td>31.3<\/td>16.4<\/td>31.3<\/td><\/tr>
Chet el valyutasidagi depozitlar<\/td>13.4<\/td>13.4<\/td>26.9<\/td>14.9<\/td>31.3<\/td><\/tr>
Chet elga pul o’tkazmalari<\/td>11.9<\/td>11.9<\/td>20.9<\/td>11.9<\/td>43.3<\/td><\/tr><\/tbody><\/table>
Besh ballik shkala bo’yicha reyting bank mahsulotlari va xizmatlarining quyidagi turlari uchun muhimlik darajasi. (respondentlar sonining % da)<\/figcaption><\/figure>\n\n\n\n
\"\"
Agar siz banklardan birining mijozi bo’lsangiz, qanday shartlarda boshqa bankka o’tgan bo’lardingiz? (respondentlar sonining % da)<\/figcaption><\/figure>\n\n\n\n

** Maqola onlayn tarjima xizmati yordamida tarjima qilingan, agar tarjimada xatolik topsangiz, izohlarda yozing<\/p>\n\n\n<\/div>","protected":false},"excerpt":{"rendered":"

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Socis.uz<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/socis.uz\/2024\/05\/07\/res_bank_2022\/\" \/>\n<meta property=\"og:locale\" content=\"uz_UZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"O'zbekistonda bank xizmatlari: aholi fikri - Socis.uz\" \/>\n<meta property=\"og:url\" content=\"https:\/\/socis.uz\/2024\/05\/07\/res_bank_2022\/\" \/>\n<meta property=\"og:site_name\" content=\"Socis.uz\" \/>\n<meta property=\"article:published_time\" content=\"2024-05-07T12:21:06+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-05-08T05:58:16+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/socis.uz\/wp-content\/uploads\/2024\/05\/85234037875638adeb8df0db7965a3ed-1.png\" \/>\n\t<meta property=\"og:image:width\" content=\"768\" \/>\n\t<meta property=\"og:image:height\" content=\"512\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 daqiqa\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/socis.uz\/2024\/05\/07\/res_bank_2022\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/socis.uz\/2024\/05\/07\/res_bank_2022\/\"},\"author\":{\"name\":\"Admin\",\"@id\":\"https:\/\/socis.uz\/#\/schema\/person\/7b9893cef18002c1aa97667843258bfc\"},\"headline\":\"O’zbekistonda bank xizmatlari: aholi fikri\",\"datePublished\":\"2024-05-07T12:21:06+00:00\",\"dateModified\":\"2024-05-08T05:58:16+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/socis.uz\/2024\/05\/07\/res_bank_2022\/\"},\"wordCount\":1181,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/socis.uz\/#\/schema\/person\/7b9893cef18002c1aa97667843258bfc\"},\"image\":{\"@id\":\"https:\/\/socis.uz\/2024\/05\/07\/res_bank_2022\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/socis.uz\/wp-content\/uploads\/2024\/05\/85234037875638adeb8df0db7965a3ed-1.png\",\"keywords\":[\"bank\",\"O'zbekiston\",\"socis.uz\",\"sotsiologiya\",\"\u0431\u0430\u043d\u043a\u0438\",\"\u043e\u043d\u043b\u0430\u0439\u043d \u043e\u043f\u0440\u043e\u0441\",\"\u0441\u043e\u0446\u0438\u043e\u043b\u043e\u0433\u0438\u044f\",\"\u0423\u0437\u0431\u0435\u043a\u0438\u0441\u0442\u0430\u043d\"],\"articleSection\":[\"\u0411\u0435\u0437 \u0440\u0443\u0431\u0440\u0438\u043a\u0438\"],\"inLanguage\":\"uz-UZ\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/socis.uz\/2024\/05\/07\/res_bank_2022\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/socis.uz\/2024\/05\/07\/res_bank_2022\/\",\"url\":\"https:\/\/socis.uz\/2024\/05\/07\/res_bank_2022\/\",\"name\":\"O'zbekistonda bank xizmatlari: aholi fikri - 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